Currently a very important areanational policy is the solution of the housing problem and the provision of assistance to young people who have recently got married and who need living space. The state is ready to provide a number of housing subsidies to young families, which can be used when making a contribution to repay a loan on an existing mortgage or to pay a partial cost of housing under construction.
The state is developing various projectsaimed at supporting young families. Provides opportunity for low-income families to get their own housing, which will provide favorable conditions for living, as well as the birth and upbringing of the child. The set of measures supporting new marriages is established by legislation in special programs, among them the most popular is the housing program for young families. It was adopted in connection with the aggravated demographic situation in the country and was aimed at increasing the population of the state.
Not all families can participate in the program.the provision of housing. Only families that are subject to certain conditions can receive state support. The housing program "Young Family" provides the following criteria for obtaining the right to material assistance:
If the conditions are not fulfilled, the state has the right to refuse to provide housing assistance to young families.
The federal housing program "Young Family" was approved for 2011-2016 by a resolution of the Government of the Russian Federation. In 2016, it was extended until 2020.
This allows you to solve the problem of the population of the country, as well as other tasks:
During this period, it is planned to provide housing for about 170 thousand families, spending at the same time 320 billion rubles of budget funds.
The program of housing support for young families assumes the following share of allocated state funds:
When adopting or giving birth to another child, an additional 5% subsidy is provided.
Еще государственная жилищная программа «Молодая Family ”provides support for large families. Depending on the place of residence, certain financial assistance is allocated, which, together with other measures, serves as a comprehensive support for young families.
Another federal program is Young Family - Affordable Housing. It was adopted to ensure the following tasks:
This program is implementing a national-scale project “Affordable and Comfortable Housing - to Citizens of the Russian Federation”.
Under the project "Young family - affordable housing"It is understood to provide subsidies for the acquisition of residential space. The implementation of the program took place from 2011 to 2016. At the end of 2016, this program was extended for another 48 months, that is, until the end of 2020.
At the regional level, there is a plan developed under the title “Providing housing for young families”. It helps low-income families to purchase or partially facilitate the repayment of a mortgage loan.
Rural areas also applyaction bill. With it, villagers can count on improving the living conditions of young families living outside the cities; providing low-income villagers with affordable housing.
Both programs are similar and are designed toimprove the quality of housing for young families. However, these programs are characterized by a small distinctive feature, which is important to pay special attention to all who plan to participate.
The program "Young Family", in contrast to the project"Young family - affordable housing," is characterized by a number of additional conditions. For the "Young Family" one of the prerequisites is the presence of a child. This fact changes the mandatory requirements for the citizenship of the parents. Thus, in the program “Young Family - Affordable Housing”, married people must, when submitting an application, provide the documents confirming that the applicants are citizens of the Russian Federation. For the program "Young Family" in the presence of at least one child, the citizenship of the Russian Federation is necessary only for one of the parents.
In order to get a cash grant, whichprovides for a housing program for a young family, all those who wish must submit the required documents to the administration at the place of residence. List of documents:
If the housing payment will be spent on the payment of mortgage debt, then the following documents must be provided:
The subsidy allocated by the state for housing for young families can be spent only on the following:
The state housing program for a young family has a number of advantages:
But along with the advantages, the housing program for a young family has several disadvantages:
Beginning in 2016, it was planned to introduce additional measures to support and encourage emerging families.
A special bill has already been prepared, the content of which is available on the official website of the State Duma. It contains the following aspects:
At the moment, the project is under consideration in the State Duma. Therefore, in 2017, most likely, we should expect new social projects on housing support for families.
Every year, starting in 2011, there is some change in housing programs aimed at improving and optimizing the receipt of assistance.
Unlike 2016, the housing program for a young family, designed for 2017, includes the following changes: