/ / Credit card installments "conscience": reviews of owners, conditions and features

Credit card installments "conscience": reviews of owners, conditions and features

Today we will study reviews on the installment card"Conscience". This offer appeared in Russia quite recently. But now plastic is of considerable interest among the population. Therefore, it is necessary to understand what kind of credit card it is. What are the pros and cons of it? How to order "Conscience"? What is the trick of using plastic?

Short description

First, let's figure out what we will deal with.Reviews of the installment card "Conscience" indicate that this plastic is used as a regular credit card. But she does not provide for the collection of interest for purchases.

conscience installment card reviews

An interest-free loan is what the Conscience card offers to its customers. Buy a loan without overpayments? Now it is possible! But is everything as good as it seems?

About design

Reviews on the interest-free installment card "Conscience" leave consumers different. Among them are both positive and negative.

Previously, people emphasized that plastic can be used only in Moscow and St. Petersburg. But since the spring of 2017, "Conscience" began to issue throughout the country. And this is good news.

Check out the plastic proposed:

  • on the Internet;
  • personally at special points (for example, in the "Svyaznoy" store).

Everything is extremely simple and clear.Even the student will be able to cope with the design of the installment card "Conscience". Reviews often emphasize that filing an application is the simplest thing. Then the situation may change radically.

conscience ru card installment plan reviews

Steps to use

The point is that to use the card"Conscience" will have to follow certain instructions. You will need to activate plastic. Without this, it is forbidden to pay them. The transaction simply will not work.

In general, the process of obtaining the card "Conscience" looks like this:

  1. Making an application for the issuance of plastic.
  2. Confirmation of an order.
  3. Getting a card.
  4. Activate the document.
  5. Making the first purchase with a card.

Только после этого перед клиентом откроются все Qiwi installment card "Conscience" features. Reviews emphasize that activation often causes problems. That is, plastic is brought, but it is impossible to use it. And such complaints are not so rare.

Online order

Now a few words about how to order the studied plastic. Without this operation, using "Conscience" is not possible. So you have to spend some time.

conscience card interest-free installments reviews

Reviews of the installment card "Conscience" emphasizewhich is most convenient to order it online. Kiwi offers free courier delivery that attracts people. Without leaving home, get a credit card without interest rates!

Order Guide looks like this:

  1. Go to the website "Sovest.ru". Reviews on the installment card refer to the fact that you can open the sovest.com page in the browser. The user will automatically be redirected to the site with the appropriate offer.
  2. Click on the button "Check out / Get the card."
  3. Fill out an application. It will need to write your income, personal data and telephone for communication.
  4. Click on "Continue" or "Submit application".
  5. Wait for the call operator. With it you can discuss the features of delivery.

Вот и все.Now it remains only to wait until the courier brings the plastic. It will be packed in a special envelope. On average, delivery takes several days. Reviews on the installment card "Conscience" in this regard are not the best. Many say that the delivery of plastic is too long.

Independently

It is preferable to independently order a card at Qiwi representative offices. Today, such services are provided by the Svyaznoy and Geobank networks.

conscience installment card reviews approve with bad

To order plastic "Conscience", you need:

  1. Prepare documents - passport, application, certificate of income.
  2. Contact any office of Svyaznoy or Geobank.
  3. Notify your office staff about your intentions.
  4. Give a statement.
  5. Get your hands on a bank card.

If you believe the numerous reviews, the plastic will be issued instantly. And only occasionally have to wait a few days. Everything is much easier than it seems!

About activation

Reviews about the installment card "Conscience" oftenemphasize problems with the activation of plastic. The process itself is simple to madness - you need to send in an SMS-message 16 figures engraved on the received credit card. A letter is sent to the number 5152. In response, a PIN comes in, using which you can make the first purchase.

Unfortunately, activation is a vulnerability.offers. Often, the operation is refused. This happens for various reasons. Nobody is insured against failures. Most often, such situations are the result of system failures or poor credit history, the presence of debts.

Can they refuse to activate plastic just like that? Easily. Qiwi has the right to refuse to service cards without explaining their behavior. Fortunately, this is a huge rarity.

Requests to customers

We figured out how to get a rare cardinstallments "Conscience". Terms of use will be presented later. To get started is to find out what criteria the client must meet. Or plastic issued to everyone?

Nearly. The main thing is that the citizen observed the following criteria:

  • citizenship of the Russian Federation;
  • age not less than 18 years;
  • availability of stable income (official);
  • good credit history;
  • no outstanding loans or delinquencies.

Have a conscientious and responsible personproblems with the design and activation of plastic will not. The exceptions are cases in which the applicant is a foreigner. Today in Russia, "Conscience" cards are issued only to citizens of the Russian Federation. But we should not exclude that very soon this plastic will be available to everyone.

installment card qiwi conscience reviews

What other reviews are there about card approval?installments "conscience"? With a bad credit history, the client will be given it, but they will not give it to activate. Therefore, any person will be able to order a card, but can only be used if the listed conditions are met.

Map Offers

What possibilities does the "Sovest" installment card offer? Reviews of this plastic emphasize that the terms of use of the offer at first glance seem tempting.

Features of the service:

  • free delivery by courier in the city;
  • free registration of plastic;
  • free SMS informer;
  • card validity period - 5 years;
  • early repayment of debt - possibly without fines;
  • installment granting period - variable, maximum 12 months;
  • limits - 5-300 thousand rubles;
  • lending interest rate - 0%;
  • penalty for late payment - 10% per annum and 290 rubles for each month of non-payment;
  • The first year of service - 290 rubles;
  • subsequent years of maintenance of the card - 590 rubles;
  • balance replenishment - no commission.

It would seem that all of this makes an absolute plastic from the interest-free installment card Conscience. But actually it is not. What is the main trick of the proposal?

About dirty tricks

Reviews on the installment card "Conscience" refer toThe fact that plastic can not be used everywhere. Paying for it is offered exclusively in Qiwi partner stores. In other outlets the card will not work.

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In addition, the credit card will not be able to withdraw money. "Conscience" provides only cashless payments. And cash at ATMs through it is not withdrawn under any circumstances.

Where to use

Reviews on the installment card "Conscience" in St. Petersburg and inother regions of Russia emphasize that purchases can be made only in specific stores. Every month, Qiwi partners working with credit cards are becoming more and more.

Among such companies, there are:

  • Aeroflot;
  • "Liters";
  • "Daughters-sons";
  • Lego;
  • "Ile de Beaute";
  • "El Dorado";
  • "Kari";
  • "YulMart";
  • "M Video";
  • "LaModa";
  • "Burger King";
  • "Platypus".

All in all, Kiwi has more than 40 partners.A full list of them for a specific region can be seen on the site sovest.ru in the "Where to buy" section. Here are all the stores without any problems accepting "Conscience".

conclusions

We figured out what is being studiedplastic. He gets different reviews - both good and not so good. Someone admired the service "Conscience". Such people usually say that plastic really helps to buy and not to overpay. The main thing is that the loan does not have delinquency.

credit card installment conscience terms

Есть и те, кто разочарован.Among these customers are usually distinguished people with a bad credit history. They, as already mentioned, the plastic will be given out, but not activated. In addition, a part of people review the negative installment "Conscience" installment card for being rude to couriers and because it is not a universal plastic.

It is recommended to purchase for people with highincome. After all, if you believe the reviews, then the limit on Conscience cards is offered depending on the level of salary. Many issued cards allowing them to spend only 10-15 thousand rubles. This is very small. I had to re-release plastic several times.

In any case, "Conscience" is not a scam. Considering all the listed nuances, there will be no problems with the use of plastic.

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