Social card of a pensioner. Sberbank card for pensioners

A convenient scheme for obtaining and developing cashfunds from the pension fund offer all Russian pensioners Sberbank, releasing for them a special plastic card "Maestro". Any operations on it are completely free of charge, including a printout about the movement of money on the account. Despite all the convenience of use, not everyone liked the social card of a pensioner.

A savings account or a plastic card

Using a plastic card is notmandatory for the transfer of a pension to an account in the Savings Bank - yet most retirees prefer decades of proven savings accounts. Assess the advantages of the card in front of the paper custodian cherished figures can far away for each of the elderly. To start something new, even to master some simple and convenient gadgets, many consider it superfluous-just a mobile phone. Therefore, the Savings Bank card for pensioners is not particularly popular among the older generation.

But those who decided to have in your pocket or purseinstead of the usual banknotes, a stylish "plastic", you only need to fill in two applications for obtaining a card, both in the Sberbank office: the first one for the card itself, and the second for the pension fund for changing the personal bank account, to which you will have to transfer all the due payments. The second statement should be delivered by the bank to the FIU independently. But here it should be remembered that the timing of registration of a social card may not coincide with the announced Sberbank. Instead of the 7 days, the card in most cases falls into the hands of a pensioner after 2-3 weeks. It is necessary to have time to guess the next transfer of money.

Difficult, but convenient

Only personally having experienced all the comfortsuse of the card, it is possible to evaluate its advantages over a savings account or receiving a pension in the post office. In addition, that "plastic" saves its users from the need to waste time and energy in long queues, in which pensioners are difficult to stand and tired, it has a host of other advantages. There is no need to carry with you to the stores, pharmacies, polyclinics "live" bank notes, which each of us can distracted, lose.

The Savings Bank card for pensioners is endowed with suchthe same functions as the one released for a wide group of users: it can be paid at Maestro brand outlets, pay utility bills, transfer money to relatives and acquaintances' accounts as a gift or loan. And for this it is necessary to master several simple operations at the ATM, which almost any elderly person can do.

Reliable protection of your cash

A sufficient number of notes in your pocket -undoubtedly a pleasing circumstance, but at the same time frightening. More or less became a thief in public transport - it does not matter, enough and one. Having met such a dodger, you can instead of joy from the sensation in the hands of a bundle of money get a blow from their sudden disappearance. And with the card everything is not so hopeless: it is protected by a personal pin-code, it is not given to everyone - it can only be cracked by a skilled hacker in several hours, and until it has time to do it, you can always block access to the card by going to the nearest Sberbank office , or by calling the service center.

For those who do not have sufficient information -a call from a mobile phone to an emergency number is completely free throughout Russia from the phone of any telecom operator. Guessing how and where to get a social card, pensioners there is no need - all will do in any of the branches of the Savings Bank.

Round the clock and without leaving home

Users of the Internet, though not quite experienced,but possessing at least initial skills, can easily master another very convenient option - making payments on a remote system. The site of the Savings Bank is mobile enough, and for simplicity of use it considerably surpasses similar online systems of other banks. Perhaps, there is some statistics on how often a social card of a retired Muscovite is used to make payments through the Internet, but it is not necessary to know it to suggest that the more frequent use of plastic cards is typical for residents of large cities. Of course, one can not deny the special cases of communication with the "plastic" of pensioners and out of the countryside - all this is, but for the time being we are more familiar with the advantages of maps in megacities, where automation has tightened into all spheres of life a few decades ago. Naturally, during this time, many current pensioners were able to master both computers and Internet access. The social card of a retired Moscow region, accustomed to progress, scarcely scared away or surprised with its functions. You can even assume that I'm just pleased.

Advantages of a bank card are beyond doubt

On which side or at what angle do you look?to use cards - they are still more profitable than cash or a savings book. If one of the pensioners can be frightened by the fact that when transferring and storing money from the book they were able to receive interest from the bank that they might lose if they received a card, then everything was done correctly - the accruals on the account are also made when the card is owned : 3.5% per annum Sberbank accrues on the balance of the amount stored on it. In addition, retail outlets: shops, pharmacies that are included in a specially compiled and laid out on the Sberbank website, provide their customers who pay with cards a pleasant discount. For pensioners, they are 2-15% of the purchase price.

Another important advantage is that the social card of a pensioner implies its round-the-clock use. In each settlement, including in villages, there are Sberbank offices with installed ATMs, access to which is open all 24 hours.

A map, and not one

Making out a social card, bank consultantsEach pensioner is informed that to her they can also additionally get a few more cards for other people. It can be grandchildren, children and even neighbors who, in the interests of the pensioner, will pay for its utilities, withdraw cash and make other payments on it. In a word, it can be taken to those people who can safely entrust their savings. Some elderly people, due to their physical condition, find it difficult to do their own shopping, some people can not always go for pensions. That's about them and took care of Sberbank. Social card of a pensioner and they are allowed to simplify relations and with payments,and caring for them close. Quite often additional cards are set up for financial assistance to grandchildren - they are transferred a certain part of the pension. To get additional plastic cards, you should contact the bank branch, which conducts the cash flow on the account, where you can write the corresponding application. The amounts that will be transferred to other people can be strictly fixed, for greater reliability. This should also be reflected in the application.

Money under control

Careful pensioners, even trusting their relatives, often would like to personally control their own savings: they come to the card or a book. Issuance of social cards to pensioners is carried out with the obligatory notification thatif you tie a mobile bank to it, then for all operations that will be carried out on the card, a text message with the amount of transactions will be sent to the mobile phone whose number should be indicated in the application. The phone in this case serves as an additional monitoring device, the data from which can be checked at any time. The mobile bank is a paid service, but it is very convenient, and the fee is very meager: only 30 rubles a month. By the way, you can link to the phone and operations for the movement of money and additional cards, which are issued on demand to the main ones. Then the pensioner will be able to see how his entire pension is spent.

Communication with maps. Training

People who have a long establishedattitude to innovations, it is rather difficult to accept something that can radically change the ordinary course of their lives, even if they are pleasant and life-facilitating changes. Social card of a pensioner applies just to such innovations.The main thing here is to make sure that all this is reliable. And after the pensioner overcomes the first doubts and personally assesses the convenience of owning the card, you can train him and its wider use, up to payment for purchases and services via the Internet. The role of the instructor was also taken up by Sberbank, having organized the School of the modern pensioner, classes in which every interested social card holder can attend. Training is conducted in the branches of the bank, and when and where exactly, you can find out in his nearest office and in person, and by phone. In addition, the army of Sberbank consultants is called upon to make all necessary operations on the cards, there are several of them in each operating room, and any client of the institution, if necessary, can apply to them for assistance.

In Sberbank for the card

To find out where and how to get a social cardpensioner, no special effort will be required - it is enough to go to any of the offices of Sberbank with a passport and pension certificate. Of course, it is best to choose the one closest to your place of residence, since from time to time you will have to go there. The social card is issued only to those older people who have already drawn up their pension according to all the rules and can confirm it with relevant documents - for Sberbank, the usual retirement certificate is sufficient.

Having filled out and signed in the office only twoof the document: an application form for receiving a card and an application for transferring a pension to it, the elderly thus perform all the actions that are required of them for the acquisition of “plastic”. Everything else, including the resolution of the issue with the pension fund, is the responsibility of the bank employees.

Replacement after the expiration or loss

Социальная карта действует в течение трех лет.The date of expiry of its use, if desired, can always be resurrected in memory - on the front side of the “plastic” it is indicated with the designation of the year and month of the end period. It is important to remember that the card is valid until the last (inclusive) calendar day of the month. Then, if you wish, you can renew it. In order to carry out all actions on reissuance correctly and on time, it is better at the beginning of the month, when the term of use expires, go to the branch of Sberbank, where they issued plastic, and learn in advance how to extend the social card to pensioners. The bank can independently initiateautomatic reissue of the card, but if the client did not want to use it in the future, he needs to notify the staff of the financial institution at least 60 calendar days before the expiration date of the current card. If you lose the "plastic" should be reported to the bank as soon as possible.

If anyone still doubts

In addition to all the advantages that have already been mentioned,when using the card, you can also save points from the bank itself. The “Maestro” cards of the “Social” series are included in a special bonus campaign “Thank you from Sberbank”, according to which any purchase paid by the card is credited with bonus points in the amount of half a percent of the purchase amount. These points, after enough money has accumulated, can be used when purchasing the goods you like in one of the outlets, which is a partner of Sberbank. And, of course, the social card of the pensioner "Maestro" will be indispensable for long trips, for example, on a trip. In any settlement of our country and practically in every big city abroad there are branches of the Savings Bank of Russia, and in some cities there is not one where you can cash the amount on the account with a card, pay for purchases, accommodation and other services. And at the same time - no worries about losing money!

Simplifies and develops

Progress makes our life more comfortable.And managing it in the presence of “smart” gadgets is much more convenient. The younger generation of Russians understood and accepted it a long time ago, the line for their grandparents. To see firsthand how much they are willing to accept something new, you should visit Sberbank. The social card of the pensioner, despite the skeptics, was liked by many of its users. People willingly remove her pension, pay utility bills, transfer money to children and grandchildren. Of course, there is always a consultant nearby, but many older people are able to carry out simple operations themselves.

Some admit that when they came into their livesmobile phone, the Internet with its convenient options, a bank card, they got rid of the need to stand in queues on the day of retirement, whatever their health, or sit by the window waiting for the postman. Having once tested the properties of the card, many stop at it.