/ How can I change the health insurance policy? Medical policy: to change or not to change?

How can I change the health insurance policy? Medical policy: to change or not to change?


OMC policies have different forms and duration of action.But since 2011, in connection with the transition to UEC, a uniform form of the form has appeared. It is received by citizens who first apply for the policy: newborns, previously not insured persons. New forms are not limited to the validity period, but cases of theft and loss of the document are still encountered. Therefore, it is so important to know how and where to change the medical policy.

change health insurance policy

Essence

Compulsory medical insurance policy(OMS) allows the owner to receive assistance free of charge throughout the territory of Russia. The service is provided by a commercial company. In the event of an insured event, the organization fully pays for the cost of medical facilities. Get the document can:

  • Russians;
  • citizens of other states who live in the territory of the Russian Federation;
  • newborn children;
  • persons without citizenship who live in Russia;
  • refugees.

Types of policies

On the territory of the Russian Federation there are:

  • paper policy;
  • electronic;
  • universal electronic card (UEC).

    exchange of policies

Paper policy is made on a blue letterhead (withwatermarks) format A5. In the samples that were issued after 2011, there is no line with the registration address, but only the full name, sex, date of birth, TIN and bar code. Authenticity of the document certifies the seal of the insurance organization. Such a form can not be laminated or folded. A special paper envelope with a transparent window is provided for storing the document.

The electronic policy received the form of a bank card.On the front side there is the name of the insurance company, a unique number and the chip is knocked out. Full name, photo, date of birth of the owner, the validity period of the document is indicated on the back.

UEC is used not only as OMS, but also inas a bank card, SNILSa, a digital signature holder. You can not get it in all branches of insurance companies. It looks the same as a bank card, but has more fields and a magnetic strip on the back.

Purpose

All these forms are made in order to automate the work of medical institutions by creating a common computer database. This will allow:

  • get rid of the problem of losing a paper analog;
  • create a remote appointment to the specialists;
  • learn the results of tests, monitor the treatment of the disease through a specialized website on the Internet.

how and where to change a medical policy

So it's worth thinking about how to change the health insurance policy.

Using

The document is valid throughout the territory of the Russian Federation, thereforeit must be carried constantly with itself. Only if you have it you can get medical services free of charge. Otherwise, only emergency care is provided. In addition, policy owners can choose a polyclinic, a treating doctor and a set of services that they will receive. To do this, simply write an application to the head physician of the hospital.

Nuances

Electronic policy - compact and durable, butYou can not get it in every insurance company. In the case of a change of residence, the owners of paper forms simply make changes to the register, and the plastic is withdrawn and a new one is issued, since it is impossible to change the information stored on the chip in another way. The second drawback is that medical organizations sometimes have problems with the identification of the policy holder. Not all institutions have reading devices. Employees have to process information manually.

A medical policy is issued without a photo. To change or not to change the document, depends on the enveloping circumstances:

  • Forms of the old model still operate, although they are indicated until 2011;
  • to change the health insurance policy is mandatory, if it was issued before 2007;
  • a plastic card is equivalent to a paper carrier;
  • the exchange of OMS policies of a new sample is carried out only in case of loss, damage, change of last name, other personal data, or when errors are found. Otherwise, you will not be able to identify the user.

how to change health insurance policy

How and where to change a medical policy

You can receive the form at the branch of the insurance company.The address and phone number can be found in the medical institution. The form is issued free of charge. In the event of damage, theft, or if a person forms the form for the first time, he must choose the insurance company and apply to her office. The employer does not deal with these issues. To make a document, you need to provide copies of such documents:

  1. Statement.
  2. Passport / birth certificate (up to 14 years of age).
  3. Passport of a parent for persons under 18 years of age.
  4. SNILS (if there is one).

medical policy to change or not to change

Foreign citizens will additionally require:

  1. Passport of another state.
  2. Residence permit or a mark on the right to temporary stay.
  3. SnilS.

Procedure

After registration of the application a temporary form is issuedwith a validity of 30 days. If a person wishes to change the health insurance policy to a plastic one, he will also receive a reminder. It contains instructions on how to use the document. At the same time, the customer is being announced the term for manufacturing the electronic policy. It should not be missed, so as not to be without a document. At the specified time, it is worth to go to the office with a passport and pick up the form.

Change the health insurance policy in Moscowthrough the employer is now impossible. Will have to personally contact the insurance company. In the form itself, the employer's field is completely absent. A person can change several jobs - in each case, you have to update the document, and this is an additional cost.

change the health insurance policy in Moscow

Nobody canceled old forms of forms.They function, unless their term of validity has ended. Medical workers are obliged to provide emergency assistance in an emergency situation, regardless of whether a person has a policy or not. But to receive outpatient treatment, compulsory medical insurance (OMS) is necessary. A policy of a new sample can be obtained in the UK.

UEC is one for everyone

During the development of the unified formOriginally it was planned that it would be mandatory for Russian citizens. But then the idea was abandoned. To change the policy of medical insurance on the UEC can be at will. All forms of forms are valid in many regions. An electronic card is issued simultaneously with a paper version of the policy. Plastic is comfortable to carry around, use. It is better to store the paper policy at home. In medical institutions that are located in large cities, problems with reading information from a plastic card does not arise. Forms of new samples can be temporary or unlimited. Regardless of who carried out the exchange of MHI policies, the document is drawn up according to a uniform pattern.

 hurry to change medical policy

Features of use

According to the law, forms with expiredcan serve as an excuse for refusing to receive medical assistance. These actions are grounds for applying to the supervisory authorities with a view to bringing the perpetrators to justice. In practice, some hospitals may have difficulty in processing documents if the policy was issued before 2007. Such forms are better to replace in advance. More detailed information on how to change the health insurance policy is written above.

It is also worth contacting the UK if the information onthe document became unreadable, for example, as a result of folding the paper four times, because only in this form the old-style policy can be put on the passport. If the information on the form is not read, then the person will have problems when entering the hospital.

where to change the policy

For refugees and persons who are temporarily residing in theterritory of the Russian Federation, there are other exceptions. Such citizens can receive medical services free of charge while their document is in force, allowing residence in the country.

Last changes

From August 1, 2015 in Moscow will be issuedelectronic MMI policies to all persons applying for a document. Of the 12 million residents of the capital, more than 7.5 million have a green card policy. The rest have a blue sheet of A5 format, which is not very inconvenient to use. It can not be minimized, otherwise important information (barcode) will be lost, and laminate - because of the SK stamp. With plastic cards, there will be no such problems. Firstly, an electronic chip can be carried around all over Russia. Secondly, from the photo and the signature on the reverse side, any doctor will be able to identify the patient.

compulsory health insurance oms new sample policy

Емкость чипа ограничена, поэтому на нем будет Only a small amount of information about the name of the company, citizenship, residence and birth of the patient is kept. There will be no medical data there. In any case, for now. In the city's polyclinics, you can register for an appointment with a doctor by the UEC. So hurry to change the medical policy for a new sample.

If there is no time or desire to part withgreen card - no problem. Entering new forms does not mean giving up old ones. But do not forget to warn the company within a month in case of theft, loss of the document, change of name, passport or place of residence. Otherwise, in the event of an insured event, medical staff may refuse to provide outpatient care.

compulsory health insurance oms new sample policy

Conclusion

OMS - a document certifying the right of a person toreceiving free medical care in the territory of the Russian Federation. There are several types of policies in circulation: a paper green card of the 2007 sample, a blue sheet of A5 format and special plastic cards. All three forms provide the same rights to the owners. But paper documents can not be folded in order not to damage important information, and data from the card can be considered not in every medical institution. Since 2014, UVC has appeared in circulation - the same plastics, but equipped with a chip, a photograph and the owner's signature. The card can be worn in a wallet or passport. The doctor easily identifies the patient. Where can I change the MI policy for a new sample? In the insurance company, for which you need to provide a copy of the passport and SNILSA. The state does not establish a mandatory exchange procedure. But in case of theft, loss, damage to the old policy or change of name, place of residence and other data, it is worth contacting the insurance company.

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