Motor insurance under the CASCO program withevery day is gaining increasing popularity. And the more drivers are faced with car insurance, the more willing they are to save money.
Before thinking about saving when buying a policy, it is logical to find out its approximate cost. Paradox, but many still do not know , do not represent the existence of special calculators that will provide information about the cost of insurance much faster than any of the insurance agents.
Internet tools for calculating the costinsurance can now be used on any site of the insurance company. But there is also a special kind of calculator that allows you to estimate the cost of a policy in several companies at once. On the basis of these data, the insurer's choice is often made.
And now let's talk about the main factors affectingon the value of the insurance policy. First of all, the size of the tariff depends on the market value of your car: the higher it is, the more expensive the insurance. Some "comrades" deliberately overestimate the value of their iron horse, hoping, in the event of an insured event, to seize a nehily kush. They certainly forget that they will have a chance to pay extra. In addition, in case of such a scam, the insurance company has the right to charge the negligent client with fraud and make a payment, the amount of which will not exceed the market value of the car.
The second most important factor is the age of the driver.Almost all insurers use increasing coefficients for people who are under 21-22 years of age, or who have exceeded the threshold at 65 years. Along with the age of the car owner, his driving experience is taken into account. The more it is and the more perfect the history of driving, the lower costs you face CASCO. It is important to take into account that in the case when several drivers are admitted to the TS, the worst age data are taken into account.
Less significant factors:
Speaking about auto insurance, you can not say a few words about OSAGO. as simple as CASCO.In addition, MTPL has a much smaller number of factors affecting its cost, and tariffs in different insurance companies are the same, since they are established by the state.
