Many of us have thought aboutto save money for a "black" day, but how can this be done more correctly? Money should work, so keeping them at home under your favorite pillow is inappropriate. It is most advantageous to put free funds on a deposit at a high interest. And here there is a problem, and even two: how in modern realities does a person with average income have to cut out of his meager budget at least a little money? And who is to give them for storage and multiplying, because there are a lot of financial institutions, and they all beckon to themselves with beautiful promises and colorful signs?
The older generation has already been taught by bitter experience,when all their savings in one day turned into dust, so today, to various baits of financial institutions, many are wary and distrustful. Nevertheless, to have funds in reserve is always necessary. Of course, most people live from wages to salaries, some are generally mired in loans, but this only indicates the financial illiteracy of the people. You can always allocate at least a small part of the money, for example, by giving up a new dress or an extra pack of cigarettes.
However, you only need to trust yourtrusted and reliable banks, so that they do not worry afterwards because of the financial problems of their owners. Among the Ukrainian financial institutions, PrivatBank holds the leading position. The services are at a decent level, has been operating for 22 years, provides a huge number of profitable and relevant banking products, has representative offices abroad, pleases with a wide network of ATMs throughout the country.
Join a large and friendly family very much.simply, for this you need to become the owner of any bank card. PrivatBank (Ukraine) issues credit, pension, salary, payment cards for opening a card account. Each client is invited to use the service of accumulation of funds. "Piggy Bank" can be connected both in the office itself, and at an ATM or self-service terminal. Users of the Internet are even easier: they should register with the Privat-24 electronic banking system and already there to open a deposit by setting the amount of monthly deductions.
If you have a debit card,service "Money Box". "PrivatBank" opens a deposit for a period of one year or more. You can save money only in UAH, but it pleases the annual interest rate of 16%. In a year the client can withdraw the deposit; if the funds are not withdrawn, the service is automatically extended for another year. Interest is paid only after 12 months, that is, at the end of the contract. If the deposit remains in the bank, then they are added in monetary terms to the amount of the deposit. Thus, the capitalization of interest occurs.
Many clients are interested in questions about how towithdraw money from PrivatBank's "Piggy Bank", and how to deposit it there. The financial institution, trying to please everyone, has provided several ways to replenish deposits:
"PrivatBank" is pleased with its transparency: the client can check the balance of the deposit at any time, receive a statement of the accumulation of funds. There are several ways to do this:
Collect funds most profitable after the endterm of the contract, that is exactly one year after the opening of the deposit. For example, the deposit was registered on July 12, 2013, which means that the accumulated money together with interest can be received on July 12, 2014. On July 13, the contract will automatically be extended for another year. It's very simple to take the money. What options does PrivatBank offer its investors? "Piggy Bank" (you can withdraw money in cash or by bank transfer) is emptied as follows:
So, how to withdraw money from the "Piggy Bank" of PrivatBank,while not particularly hampering yourself? In the first four options, go to the section "My deposits" → "Piggy Bank". Next, enter your phone number and wait for the SMS message with a password. After entering it, you can view the whole report on the deposit. To withdraw the deposit, you need to enter a certain amount and click on the "Withdraw money" button, after which the funds will be credited to the "tied" card.
How to withdraw money from the "Piggy Bank" of PrivatBank inthe last two cases? To do this, you need to have a passport with you so that the employee can identify the client. The manager draws up an application and makes an electronic transfer to the specified card.
If you need a deposit with complete freedomactions, then the answer is one - "PrivatBank", "Piggy Bank". You can withdraw money at any time, even without waiting for the end of the contract. Of course, in this case, the interest will not be paid in full, but only partially. Depending on the term of the deposit, the amount is multiplied by a certain coefficient:
It is most profitable to withdraw the deposit after 12 months,then all accruals will be paid, but from unforeseen circumstances none of us is insured, and it is very pleasant that the bank takes this into account and meets the clients. A person can postpone even with small incomes, the main thing is to want.
