Погасить кредит "Хоум Кредит Банка" можно several methods. Each client has the opportunity to choose the most convenient payment option. Let's look at ways to pay a Home Credit loan in more detail.
Payment of Home Credit can beproduced at the bank’s cash desks. This operation is completely free. Just go to the nearest branch, give a receipt to the cashier and money. After that, you can safely forget about the loan until the next payment. It is worth recalling that funds are credited to the account within one day.
At the post office in Russia can also be madepayment "Home Credit". To do this, you need to visit any branch that performs transfers under the name "CyberMoney" and make a payment. For this you need to fill out a special form of electronic transfer. It is worth considering that the commission will be charged when paying.
You can pay a valid loan inany other bank. The basis for the transfer is the payment order from the borrower or payer. In this case, the operation can be carried out with an open account or without it. It all depends on the organization where the payment is made.
Payment of a loan "Home Credit" in this case occurs in the following way:
- The client comes to the office of the selected bank and fills out the payment documents.
- If necessary, a new account is opened (each bank has its own peculiarities of work).
- Funds are paid in cash directly to the payment or to an open account.
- Customer is given a payment receipt.
- Transfer of funds is based on the data provided. The operation can take up to five business days.
- Each institution has its own orderremittance, and it may differ. The commission is also established by the organization itself, in which the transfer is made. Therefore, to clarify the presence and size of the commission can be in the bank.
About this bank should be said separately, sincein addition to the usual transfer through the cashier, you can pay the loan through other services. The first is Sberbank Online, which makes it possible to make transfers via the Internet without leaving home. In this case, home loan is paid online. For this operation, a fee of one percent.
It is still possible to connect the service undercalled "Autopayment". As the name implies, the payment is made automatically. To use it, you need to arrange a card in Sberbank and activate the service. After that, it will be enough just to top up the card once a month, and the loan will be paid by itself. Moreover, this operation is carried out without commission.
Кроме обычных способов, оплата кредита "Хоум The loan can be made from the client’s salary. It doesn’t matter at all whether it is issued through the accounting department or on the card. This is significant only when deciding where to apply for credit write-off.
The procedure for registration is as follows:
The client specifies which details are transferred to the bank.
He submits an application to the accounting department, on the basis of which transfers will be made from the salary each month to pay off the loan.
After accepting an application for a loan paymentHome Credit will be carried out automatically. Do not forget that the employer will not always agree to undertake the obligation to transfer and therefore may refuse to accept the application.
If the salary is paid on the card, you can apply for it at the bank where it is issued.
You can make a cash transfer in anyterminal "Home Credit" - payment of a loan by credit card or cash in this case, it all depends on the presence of a bill acceptor at an ATM. The operation will be carried out without commission. The client is identified by the contract or account number, there is also the possibility of reading a bar code. Funds are transferred within three days. In addition, the payment of a Home Credit loan through the terminal can be made at an ATM of any other bank, but with a commission.
In the "Cash-in" menu, you must select "Loan repayment".
Bring the barcode to the reader. If this is not possible, enter the contract number.
Deposit cash.
Get a check on the operation.
You can pay the loan through the terminals orelectronic wallets. To do this, you need to download the application to your phone and select the “Payment of credit” item. A commission is charged for the operation. Its size needs to be specified in the system.
The terminals "Eleksnet" offers a simplethe operation. Detailed instructions can be viewed directly at the time of payment. A fee is charged for the service, the amount of which will be indicated when making cash. Funds are transferred to the account within two days.
For payment through the payment system "Rapid"required to visit its office with a passport and details. The client is required to notify the cashier that he has issued a loan in the "Home Credit", and make the necessary amount. The commission is one percent, but not less than 50 rubles. Funds are transferred within two days.
You can also repay the loan in Euroset salons,MTS and Beeline. With the possibility of non-cash payment, you can pay by card. If the payment is made in an amount less than five thousand rubles, the commission will be fifty rubles, if more than one percent. Funds are credited to the credit account on the day after the payment.
For the transfer you need a passport and a contract. If you are applying for the first time, the full name, contract number, account number, bank name and telephone number are provided.
When you re-apply you need to callphone number, since it creates a template where all the transfer data is stored. If the redemption was made through the salon "Euroset", the data can be read from the barcode on the check, so it is better to have it with you.
Like any other bank, Home Credit hasThere is also an online banking system that allows you to pay without leaving home. Funds are debited from a debit card to a credit account. This type of payment does not imply any commissions. Funds are transferred within two days.
The payment procedure in this case is as follows:
First you need to pass authorization in the Internet bank system.
1. Select a card to write off.
2. Specify the account where the funds will be transferred.
3. Get an SMS with a code to confirm the payment.
4. Enter numbers into the system.
5. After that, the money will be written off and transferred to the credit account. All operations are performed at a safe level and do not be afraid that someone will intervene third.
Protection is carried out by receiving SMS on the client's phone with a confirmation code. With a loan from Home Credit Bank, it is quick and convenient to pay a loan online.
If you do not meet the deadline, and the datepayment is already very close, it is not necessary to pay in third-party banks and terminals, since the funds go a few days. In this regard, a delay may be formed. Well, who wants to pay a fine for a delay in one day? Surely, no one. It is best in this situation to pay at the bank or online.
When paying in foreign banks or terminals forpayment is charged a fee that is set by the receiving organization. Without commissions, you can pay only at the cash desk of the bank itself or through self-service devices.
The longest of all is the method of repayment via mail. In this situation, the funds arrive within 10 days from the date of payment.
