/ / Tax social deduction - why not take advantage of this opportunity?

Tax social deduction - why not take advantage of this opportunity?

Hike to the tax inspectionthe population perceives as punishment. Indeed, the associations that cause this instance, as a rule, are negative. Meanwhile, the inspection can and should be addressed not only for the purpose of declaring its income, but also for receiving money. Tax social deduction is what is due to everyone who has incurred expenses for payment of education, medical treatment, additional insurance and so on. The following describes when it can be obtained, as well as what is required for this.

Tax social deduction for treatment

You can get it if you received medical services on a paid basis: doctors' consultations, diagnostics, hospitalization and so on. They also include the purchase of medicines.

Tax social deduction
The maximum cost of treatment for which you can get a refund does not exceed 120 thousand rubles. This amount is standard for most deductions.

Исключением в этом случае будет дорогостоящее treatment. On it, you can get a deduction, the amount of which will be determined as 13% of the costs incurred (in the event that the paid income tax covers or is equal to this amount). The list of such services is determined by the government. So, it includes some types of surgical interventions, therapeutic and combined treatment of various diseases.

Tax social deduction for training

In this case, you can receive compensation for the cost of training:

  • its own;
  • their children (siblings).

The tuition paid out of own funds can be any (secondary, higher, courses).

But if we are talking about children (brothers / sisters), then a deduction can be made only if education is obtained in the full-time department of a higher educational institution.

Tax deduction
The size of the deduction is also different.The first category of such returns falls under general standards, the second maximum is 50 thousand, that is, no more than 6.5 thousand rubles can be returned. True, if education is received not by one, but by several children, the deduction is due to everyone.

Other types of deductions

You can get a part of the spent moneyand in the event that they were donated to charity. The maximum amount of funds to be returned is calculated as 13% of a quarter of income for the year.

These expenses upon receipt of the deduction are not summed up with those that were spent on training and treatment.

The cost of pensions also fall under the articles for which tax refund is possible. The maximum amount of deduction in this case is also a standard value.

Tax deduction

Documents that must be submitted forrefunds are different depending on the type of expenses incurred. In all cases, you will have to fill out a declaration (3 NDFL) and confirm income (2 NDFL).

Tax deduction
The maximum amount of compensation that can bereceive is 15,600 rubles (13% of 120,000 rubles). However, having spent 100,000 a year for treatment and the same amount for education, it is still possible to return no more than this amount. The exceptions are those cases when education was paid not for one’s own, but for a child (brother, sister), expenses for charity and expensive treatment. Expenses for these items are considered separately.

Getting a tax deduction takes up to four months from the date of filing.

As for the queues and paperwork, it is worthIt should be noted that the ongoing modernization of the tax service is bearing fruit: in many metropolitan inspectorates an electronic queue has been organized and the number of employees receiving documents has been increased. Moreover, citizens have the opportunity to make an appointment.

Заполнение декларации в первый раз, скорее всего, will cause a lot of questions. You can significantly simplify your task if you download a special program that allows you to do it while sitting at home (you will have to enter significantly less data, and at the same time you will avoid mistakes). For help, you can contact the inspector. And of course, it would be nice to study a sample of the completed declaration, which can be found in each district tax office.

In any case, it is better to overcome yourself and do it, because a tax social deduction can be received not once, but repeatedly.

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