Tell me how to open an account with Sberbank?This is one of the most popular issues that are occupied by a considerable number of Russian citizens. The fact is that the level of trust remains traditionally high for this credit and financial institution. Even though the interest on deposits, as well as the speed of service sometimes leave much to be desired.
In addition, do not forget that the branchThe network of this institution is represented by more than 20 thousand branches, as well as ATMs, the number of which is about 30 thousand. Accordingly, to find a representative office of the bank, as well as a place where you can withdraw money - is not at all a problem.
It should be noted that people who are interested,how to open an account with Sberbank, are increasingly preferring not habitual for many savings accounts, but much more convenient plastic cards. By the way, the leadership of this financial institution some time ago raised the issue of abolishing savings books of clients. But so far this issue remains unresolved.
So, how to open an account in Sberbank byinstitution of a plastic card? There are two options. The first (and fastest) is the preparation of a prepaid Momentum. His client receives on the day of treatment in one of the offices. The advantages of this product include fast opening, no need to pay for service, access to various banking services. But, unfortunately, there are also "minuses". Firstly, the daily limit on making settlements is 100 thousand rubles. Secondly, you can use the card only on the territory of the Russian Federation. Third, withdrawal and replenishment operations can be performed only at the ATMs of this credit and financial institution. Although given their number, this is not so difficult. But, as you understand, situations are different.
The second option is the opening of an internationalsample. Here, the "plastic" will have to wait a little. In addition, you have to pay for the annual maintenance. As in the first case, the client gets access to many interesting banking services.
For settlements in foreign currencyNow let's see how to open a foreign exchangeaccount in the Savings Bank. Please note: the procedure below applies to legal entities. And here, by the way, everything is traditional: you will need to provide a certain package of documents and sign the relevant agreement. The first ones are:
• application of the established sample;
• Copies of constituent documents;
• certificate of state registration;
• a card of the signatures of the company's top officials (usually a director and a chief accountant). You will also need a print sample;
• documents confirming the authority of the first persons;
• a copy of the letter, which informs about the inclusion of the organization in the USRPO.
Perhaps you need other documents. This is already at the request of the bank.
Before you learn how to open a checking account inSberbank in foreign currency, it is necessary to work out in detail the norms of currency legislation, since they are "subordinated" to all operations that are not performed in Russian rubles. A competent consultation on this issue can provide and managers of this financial institution.
Thus, if you want to know how to open an account with Sberbank, you will need to understand not only the procedure itself, but also many other nuances.