"Promagrofond" - an organization that has been longtime exists in Russia. It conducts very useful for the population activities. But what kind of company is this? Today we have to make out this. After all "Promagrofond "is a non-governmental pension fund.Feedback, rating, level of public confidence - all this will help to understand how conscientious the corporation is. It is likely that you can trust her with her savings made for old age to increase retirement benefits in the future. In fact, it is not so difficult to understand what a particular NPF is. Especially if you pay attention to some key points.
To begin with, what is "Promagrofond? "Already after realizing this fact, it will be possible to say whether the corporation is really doing business, or does it have some kind of shadow policy?
Not at all. "Promagrofond "is a non-governmental pension fund.Feedback, rating, level of public confidence - all this is important for this organization. It exists since 1994. Serves for the formation of pension payments of the population. There is nothing difficult to understand.
For its activities, the organization receives mostly positive feedback. It is clear what the "Promagrofond. "No shadow policy, extremely useful and clear work, but what other aspects of the corporation should we pay attention to before thinking how conscientious it is?
For example, how much the pension funddistributed throughout the country. Often, scammers do not have too many branches. Therefore, the population often focuses on the integrity of corporations in this aspect.
Non-state pension fund "Promagrofond "(reviews, rating, profitability of it -everything will be discussed later) is a very large organization. It is distributed throughout the country. In each city, you can find at least one branch of the NPF.
That is, you can already trust the company for this.At a minimum, they are not scammers. And how conscientiously does the organization work? What does it offer its customers? Are they satisfied with the service here? Or maybe the population prefers to leave this NPF and change it to some other?
To understand this, it is important to pay attention tosome of the main components of the formation of pension funds. For example, it is worth paying attention to the rating of the corporation. Most often the population trusts leaders.
What kind of NPF "Promagrofond "reviews?The rating of this organization is high. The population indicates that this fund attracts attention. He is in the top ten leaders of non-state pension funds. As a rule, it is approximately on the 5th-6th position of NPF ratings. But in some sources this organization takes 2-3 place.
Accordingly, the corporation is very popular andreliable. And she, as already said, is trusted by the inhabitants. But this is only one of the indicators that help to understand whether it is worth investing in NPFs or not. What else do you need to pay attention to?
For example, the level of the trust of the population.This is something like the analog of the rating. But it is formed on the basis of a customer survey. That is, people's opinion. The trust indicates how much potential and real investors trust the organization.
APF "Promagrofond "reliability rating is verytall. At the moment it is indicated that it remains at the A ++ mark. This is the highest level of the trust. In some sources, you can find information that the population's trust is held at the A + mark. It stands for "Very high".
Accordingly, this company can be trusted. Clients point out that "Promagrofond has been working in Russia for a long time.And so you do not have to worry about revoking the license. The central bank in Russia has recently been actively closing NPFs, but such changes do not generally affect rating leaders.
But the next component draw attentionmany potential investors. It's about profitability. Non-state pension funds are in demand not only because they offer retirement savings. They are actively used precisely because of proposals to increase money on the account.
What does APF "Promagrofond "rating on profitability?In this area, the organization is not showing very good results. The thing is that initially the company offers a very good return. About 15% per annum. That is, the percentages stored on the account will increase annually by these percentages. And so you can find "Promagrofond "among 5 leaders of NPFs in terms of profitability.
In practice, the picture is somewhat different.Customers indicate that the real yield is significantly reduced. At the moment it is about 5-7%. But in some sources it is indicated that the returns are at the level of 17-18%. In fact, it is the first variant that takes place.
Because of such inconsistencies "Promagrofond "(NPF) customer references earnsambiguous. Potential investors do not know what to trust. Some feel cheated. In practice, such discrepancies in promises and the real situation with profitability - a normal phenomenon. It turns out that because of the crisis and inflation.
In any case, even taking into account the yield to 7% "Promagrofond "is in demand among the population.Some point out that this organization is not ideal for multiplying pension savings. But it offers a stable increase in deposits. A small percentage will still be laid.
And what about customer service? What conditions does the "Promagrofond "(non-governmental pension fund)? Reviews, ratings and profitability are all very important, but you should not forget about the quality of service.
The thing is that opinions differ in this area. Someone is satisfied with the quality of service, someone is not. Accordingly, it is difficult to understand how much the organization is conscientious.
U "Promagrofonda "provides for the maintenance andpersonal, and electronically through a personal cabinet. This pleases many. But along with this, the reviews point to the unstable operation of the Internet service. And in the offices of the corporation there are always queues. Nevertheless, employees try to give due attention to each client.
"Promagrofond" - NPF, which in qualityservice is not much different from its main competitors. Many people emphasize that the staff here is polite, it helps to solve many problems. Rudeness and rudeness are a huge rarity. But no one is immune from it.
Now it is clear what NPF "Promagrofond. "The rating of this corporation in various terms is also known, but this is not all important information that is emphasized by clients.
Some people are displeased with the fact that the population suddenly discovers that the cumulative part of the pension is in the "Promagrofond. "Because of this feature, some citizens think that the fund operates illegally.
Lawyers say the opposite. Unexpected finding of pension savings in the "Promagrofond ", as a rule, has to do withofficially employed people. This is because the NPF concludes contracts for cooperation with different employers. And all employees become contributors to the fund. Notify the immediate supervisor of this, not "Promagrofond. "It is because of this phenomenon that accumulations can be found in the study fund unexpectedly for the population.
What else does "Promagrofond "(non-governmental pension fund)? The reviews, rating, trust and profitability are already known, but what other information can you find out from all available opinions?
For example, how is the conclusion of the contract.In general, the reviews indicate that the employees of the organization are trying to explain everything as precisely as possible to the client. The contract stipulates all the conditions for cooperation. But some incomprehensible moments can still arise. In such situations, it is recommended to clarify all information from employees "Promagrofonda. "They, judging by the numerous opinions, will certainly help clarify everything." There is no deception when concluding contracts.
Special attention is paid to finding clients for the pension fund. This nuance is emphasized in most reviews about the organization. "Promagrofond "(a non-state pension fund whose rating is already known) is trying, like its competitors, to attract more customers to it, and the organization uses a variety of methods.
Some potential investors are not satisfied with the fact that "Promagrofond "goes to the apartments.That is, specially hired representatives go to their homes in search of new clients. It is noted that scammers often act like this. And so often customers feel cheated.
"Promagrofond" recommends not to contactrepresentatives who "walk around the apartments." After all, scammers who allegedly operate in the interests of this non-government fund in Russia, really a lot. For all information about the work of the organization, it is better to contact the branches directly.
Promagrofond (NPF) receives feedbackvarious. From all of the above, we can conclude that this company receives very mixed opinions of customers about work. But how to understand what to believe? The network has a lot of untruthful reviews. Both positive and negative. Therefore, one should not trust everything that is written.
To avoid mistakes, it is necessary to turnattention to the methodology of writing a review. In real opinions, information in advantage is useful to customers. People share experience, whenever possible, apply proofs. Lies looks like a pattern. She either praises "Promagrofond ", making this NPF the best in Russia, or, conversely, exposing the fund as the worst and unscrupulous source of saving money put aside for old age. This is what you should pay attention to. Otherwise, it will not be possible to draw the right conclusions about what the NPF being studied is.
What can be summed up? "Promagrofond "- non-state pensionfund, which is considered a very good place for saving pension savings and forming their funded part. Not the best place to multiply the deposit, but you can still see a small profitability. Most importantly, the organization is safe enough. It allows you to be calm for retirement savings.
Revocation of license "Promagrofondu "does not threaten.You should not believe too good or too bad opinions about this organization. In the field of service, NPFs have shortcomings, but they are not so bad as to refuse deposits.
