Payments on insurance contracts signed before 1992 were made by the state in domestic debt to the public.
Collection and execution of documents for the calculation andreceiving compensation payments is engaged in JSC "Rosgosstrakh". He was appointed assignee of the USSR State Insurance. The processing of incoming requests is entrusted to a specially created subdivision - the Settlement Compensation Payments Center (RCSC) located in Ryazan.
Compensation payments "Rosgosstrakh"does not produce independently. He is only an intermediary (operator) between the state and the insured person. That is, the main responsibility of the Center is to collect and process requests. And the Federal Treasury deals with payments directly.
To contact the RCSC, you need to assemble a package.documents and send it by Russian Post registered mail (preferably with a return receipt) at the address: 390046, Ryazan, ul. Vvedenskaya, 110, RCCH. The center is one for the whole country and accepts applications, regardless of the region of the insurance contract.
Центр компенсационных выплат «Росгосстраха» accepts documents and registers them. Then the information is searched and entered into the database, the amount of compensation is calculated for the submitted documents. The next step is to apply for the payment of compensation.
Documents are considered about two months.
The Center sends the completed application to the regional Ryazan UFK (Federal Treasury Department). It is from there that funds are transferred from the state budget to the applicant's bank account.
Here it should be noted that before servingdocuments need to find out in the credit institution, whether it allows the transfer of additional cash contributions, or the terms of the contract, this service is not provided.
Статья 15 ФЗ от 19.12.2016 No. 415-ФЗ “On the federal budget for 2017 and for the planned period of 2018 and 2019” guarantees the continuation of the payment of indemnities under accumulative insurance policies, which were open until January 1, 1992. Subject to one condition: the redemption amount (insurance) was not paid until the same date.
That is, to date, you can arrangepayment to persons who have drawn up insurance contracts before 1992. Now, citizens who have entered into an insurance contract with Gosstrakh, as well as their successors (but with all the necessary documents), can apply for compensation.
RTSKV works only with citizens of the Russian Federation.
Center specialists recommend carefullycheck: the contract was valid until 1992. And also specify the insurance group: children, pension, wedding or mixed. Rosgosstrakh deals only with these insurance contracts.
To receive a compensation payment in"Rosgosstrahe" need to make a statement. Both the insured and the person with the power of attorney have the right to this. The statement should describe the situation in as much detail as possible and list the proposed documents. If the data in the database is not found, the insurer asks to attach to the copy of the insurance certificate an extract from work on the monthly insurance deductions. Download the application form on the official website of the operator.
The main list of documents is as follows:
The paper is sent by registered mail to the above address, or personally brought to any of the offices of Rosgosstrakh.
After reviewing the documents, the organization notifies of the possibility of obtaining compensation and the timing of its execution.
If the documents prove insufficient, the applicant will receive a letter requesting to submit the missing papers.
Judging by the reviews of compensation payments "Rosgosstrakh", it is desirable to first send one application. And only then, having received a refusal, to send supporting documents.
Rosgosstrakh expects compensation payments according to the following rules.
Applicants before 1945 of birth receive a threefold increase in the reimbursement of balances on the account until 1992 (minus previously paid amounts).
Applicants from 1946 to 1991, inclusively, receive a double refund of balances on the account until 1992.
Successors are entitled to compensation in the formmaterial assistance for funeral services in the event of the death of the contributor from 2001 to 2016 (no more than 6,000 rubles). But funeral expenses can be fully covered if the contribution was more than 400 rubles. Or compensation will be offered, exceeding the balance 15 times.
All calculations of compensation payments of the insurance company Rosgosstrakh are made taking into account the value of money in 1991.
На суммы возмещения может влиять и дата termination of the contract with Gosstrakh. Each case is considered on an individual basis. The applicant is informed only of the amount of funds returned and the terms of payment.
Those who need more accurate information are advised to contact the RCCI hotline. Before calling, you must prepare documents confirming verbal information. Free phone numbers:
They, as well as the size of compensation are setGovernment regulations. Coefficients depend on the term of the insurance contract. The system by which they are calculated in the Rosgosstrakh Compensation Payments Center is presented in the table.
Coefficient downgrades | Validity or termination of the contract |
| 1 | 1992 - 2012 (if there were no payments or they were made in 1996 - 2012) |
| 0,9 | 1992 - 1995 (if the payment was made in 1995) |
| 0,8 | 1992 - 1994 (if the payment was made in 1994) |
| 0,7 | 1992 - 1993 (if the payment was made in 1993) |
| 0,6 | 1992 (when paid in the same year) |
Today payments can be made through this credit institution. The bank has been operating for more than 20 years and in its environment is in leadership positions.
If you make payments to the account of the CSG Bank, you need to keep in mind that:
Reviews of compensation payments in Rosgosstrakh Bank are completely positive. The only thing customers dream about is the paperwork of documents remotely, that is, without leaving home.
Experts recommend not to postpone the request inRCHI. There are several reasons, but the main one is as follows: the terms for consideration of the application and the procedure for compensation are not legally established. And the Government each year determines the amount of the compensation payments made by Rosgosstrakh. But almost every year to the beginning of autumn there is a shortage of funds with a large number of applications pending. In this regard, the Center suspends the acceptance of documents until a new order of the Government of the Russian Federation.
This year, the state has allocated more than 8 billion rubles for these purposes.
