The year 2017 was marked amendments to the pension legislation. Adjustments have concerned, first of all, the size of payments and the order of their appointment for individual citizens. Let's consider further the new changes in the pension legislation.
The first changes in the pension legislation in2017 are associated with suspended provisions relating to the indexation of amounts. They again began to act. As promised by the Prime Minister, the amount of social and insurance benefits will be indexed in full.
Provided changes in pension legislation for servicemen. Payments to these citizens will also be increased, but the exact amount of the increase is unknown.
Since January 1, the law establishing an increase in the retirement age to 63 years for women and 65 for men, has entered into force. It was assumed that these changes in pension legislation only officials will be affected.However, due to the existence of a budget deficit, the replenishment of which is extremely slow, the issue of increasing the age of retirement and for other citizens is being actively discussed. This idea caused a wide resonance in society. The government, however, promises that active action in this direction will not be taken until 2018.
Among the key changes in pension legislation from the beginning of 2017 it is possible to note the following:
After the reform, conducted in the country in 2015., the procedure for calculating the amounts has changed. Accordingly, pension contributions transferred to the insurance part were accounted for as individual coefficients (points). When a citizen leaves to retire, they are transferred to rubles.
As establishes Article 8 of Federal Law No. 400, when appointing a pension, a citizen must have at least 15 years of experience and 30 points.
These requirements, however, the Government decided to introduce gradually. Thus, the score from 6.6 will increase annually by 2.4. The required length of service will be increased for the year also annually.
Since 01/01/2017 Federal Law No. 143 has come into force.It significantly tightened the requirements for retirement age. As mentioned above, for women it will be equal to 63, for men - to 65 years. At the same time, the length of service should be at least 20 years.
These changes in pension legislation will be implemented gradually. In 2017, for retirement, women should be aged 55.5, and men - 60.5 years. The length of service should be 15.5 liters.
Increasing the age of retirementis associated with a constant increase in population growth and the life expectancy of citizens. At present, the average life expectancy is 72 years. If the economic situation in the future will be favorable, then this figure will increase even more.
According to changes in pension legislation, contributions on TSO (mandatory pension insurance) for citizens working "for themselves" are deducted in a fixed amount. It is determined annually based on the minimum wage.
From July 2016, the minimum wage was 7500 r. Accordingly, notaries, lawyers, other private practitioners, as well as IP must file 23,400 rubles in the Pension Fund. for 2017
The definition of this indicator is necessary for the acquisition of the right to receive social co-payment.
As noted by the Ministry of Economic Development,decrease in the cost of the consumer basket. Accordingly, the amount of the subsistence minimum will also decrease. It, in turn, is closely related to the size of the pension provision. Social benefits are intended to bring the amount of pension in accordance with the subsistence minimum.
The law on the budget provided for the value of the PM in the amount of 8540 rubles. Meanwhile, in the regions, this indicator varies considerably, depending on various conditions, including climatic conditions.
It is worth saying that changes in pension legislation, concerning the size of the subsistence minimum, apply to citizens who started receiving a pension in 2017. For the remaining persons, the payment will be the same (higher).
It was introduced in connection with the lack ofsufficient amount of budget for indexation. Some of the previously adopted provisions were suspended. At the same time, the Government decided to carry out a partial indexation of pensions - by 4%. Given the level of inflation, such a measure was insufficient. But there was no money in the budget for recalculation in full.
To compensate losses, the Government decided to make a fixed payment of 5 thousand rubles. This amount was due to all persons who are pensioners as of December 31, 2016.
The implementation of these changes in the legislation of the Pension Fund was not accompanied by any difficulties.The procedure for receiving additional payments by citizens was simplified. Pensioners did not need to apply to the FIU with a statement. Payments were made on schedule from 13 to 28 January. In some cases, the issuance of compensation coincided with the receipt of a pension.
If the delivery of the pension to the house was not made, the pensioner received a notification, according to which the payment could be received at the territorial post office.
It was originally established that social andPension payments to the FIU should increase every year due to a decrease in purchasing power, due to the increase in inflation. The order of indexation is determined depending on the payment:
Indexing in 2016 was carried out only on 4% with an inflation rate for 2015 of 12.9%. However, at the end of 2016 the Government promised to restore the order of increase in payments. To implement the promise, the necessary funds were laid in the draft budget.
The labor (insurance) part of the payment is increased by indexing the cost of one pension point and a fixed payment. As of 01.02.2016 the indicators were as follows:
According to the forecasts of the Ministry of Economic Development and the Ministry of Finance, the levelinflation was to be 5.8%. In this case, the value of IPC indexation should be 1.058. But, according to published data of the Federal State Statistics Service, the price index for 2016 was 5.4%.
Given the indicators, Maxim Topilin said that the raising ratio of the retirement point will be 1.054, the cost of the IPC is 78.28 rubles, and the fixed payment is 4805.11 rubles.
В законе о бюджете ПФР отмечалось, однако, что на 01.04.2017 the cost of the score will be 78.58 rubles. Accordingly, the second indexation of pensions is necessary. In total, the overall increase should be 5.8%. Since April 1, as a result, the insurance pension was additionally increased by 0.38%. The size of the fixed payment remained at the same time - 4805.11 rubles.
News from the State Duma of particular hope for improvementpensions for citizens who complete the service, do not inspire. It is worth saying that the increase in security for these persons has not been properly implemented for quite some time.
The increase in pensions is due to an increase insalary, reduction ratio and indexation of the insurance part of last year’s inflation rate. This procedure applies to pensioners of the Ministry of Internal Affairs, Ministry of Emergency Situations, the Federal Penitentiary Service and a number of other departments.
Article 43 of the Federal Law No. 4468-1 provides for a downwardcoefficient to DD (money allowance) in the amount of 54%. It is used when calculating a pension and each code must increase by a few percent to reach 100%. It was assumed that this value will be set in 2035. During the last 2 years, thus, this coefficient was equal to:
However, according to Anton Siluanov,The federal budget can not sustain such an increase, therefore, the issue of indexation must be addressed carefully. Nevertheless, in 2017, military pensions were still increased due to the ratio, which reached 72.23%.
