Что делать, если нужна срочно крупная сумма?Many in this case take loans. The money received is most often spent on the purchase of expensive property, for example, an apartment or a new car, or to open your own business. The person who in this case provides funds at a certain percentage is a lender or, as they say, a lender or a trustee. By
certain agreement he has the right to demand. In the case of accumulation of debt receives payment for losses.
Кредитор – это, как правило, не только банковское an institution. In the role of the lender can act the state itself, as well as legal or natural persons. We will not consider how different debtors and creditors behave. We study only one example from the set.
A private lender is a person who relatesto the category of individuals. He has enough money in the account in order to invest them in any transactions. As a rule, a private lender works
much faster than any financialinstitution He does not require a pile of documents from his client, nor money for considering his application. Most often, the only thing he wants to receive is proof that the borrower's transaction is secure. Therefore, the excess of the loan amount by the value of the acquired property is the optimal condition for cooperation. In this case, the purchase is the key. Naturally, the acquired property (most often it is real estate) must be legally clean and have a certain potential for further sale. It is also worth insuring.
Частный кредитор – это человек, работа с которым either profitable or fraught with trouble. Banks can give a loan at higher interest rates, at the same time require a number of documents, put forward other unpleasant conditions. Against this background, a private lender is a seemingly savior angel. But not everything is so simple. Under the guise of individuals, fraudsters often work. If you intend to cooperate with a private lender, be critical of its terms. Is the proposed interest rate too low, and what would this be related to? Is it required of you, for example, to start an e-wallet and replenish it, and transfer the password from it to your “benefactor”?
It is much easier to work with a private lender than with a bank. But there is a number
nuances.The lender, unlike the banking system, is a living person, sometimes with its own shortcomings and quirks. He can be guided not only by established rules, but also by his own mood and personal wishes. If you are looking for private lenders through anonymous services, be prepared to refuse. The potential lender may decide that the client intentionally hides his face. Keep in mind that a long-term loan does not shine. Such believers do not like risk and therefore the amounts are issued for a short time, a maximum of several months. In addition, if you have a debt, it will be fraught with big problems, from scandals to serious material losses. Impact on a negligent borrower can be carried out in different ways, from telephone calls and personal meetings to visits to the workplace and going to court. A private creditor and a debtor have a very strained relationship.
