Anyone who wishes to spend a weekend or vacation inFinland, first must take care of obtaining a visa and a medical facility. To obtain the first document, you need to contact the Finnish consulate. But insurance in Finland - it's a purely individual matter. Where to apply for this document is your personal business.
Many insurance companies offer insurance to Finland. But to make the right choice, you need to understand all the subtleties of the procedure.
Such a document, first of all, is necessary fortraveler. After all, none of us is immune from various incidents, and during the trip anything can happen. Nobody can guarantee that during this period you will not need medical help. But in many countries it is provided exclusively on a fee basis, at least for foreigners. So without insurance to Finland (and other states) should not go. Moreover, since Finland is a member of the Schengen agreement, at the crossing of its border, the medical facility must be indispensable. Its presence and correct filling are strictly controlled by the customs.
If you are traveling to this northern country on a personal oroffice car, except for the medical clinic you will also need a "green card" (insurance). Finland is not the only state where such a document is needed. The Green Card is active in 47 countries. This document minimizes your risks in the event of an accident. It is worth noting that the "Green Card" is assigned to the car, and not to the person, and acts regardless of who was behind the wheel at the time of the accident.
Insurance for a trip to Finland is needed even inWhen you cross the border for several hours. This is an indispensable condition for issuing a visa. Even if you were not asked about the policy in the process of issuing it, it is the duty of the customs officer to check the document before giving the "welcome" to enter. It is hardly worth the risk of traveling for the sake of saving a relatively small amount.
In addition, in the presence of health insurance inFinland is also interested in the traveler. No one can guarantee you that you will not break your hand 15 minutes after crossing the border, or you will not experience any other trouble. The cost of medical services for northern neighbors is so great that only one visit to a doctor can result in an amount exceeding 100 euros. And if you have to go to the hospital ...
If you receive insurance for a visa to Finland, you must meet a number of minimum requirements:
Пример: вы оформляете визу 15 июня.The trip is scheduled from 1 to 10 July. The insurance period in this case is considered from June 15. In the policy, the insurance period will end on July 30. And you need to pay only the days of the trip (from 1 to 10 July).
Tourists should remember that the acquired policy does not affect in any way the period for obtaining permission to visit the country.
You can get insurance to Finland personally.visiting the office of the selected insurance company, and through the Internet. If you have ever made an online purchase, the procedure does not take much of your time.
Do not worry that the insurance issuedvia the Internet, there will be "some kind of wrong". You will receive quite an official document, with all the necessary signatures and seals. Such a policy is of equal legal force with those obtained in the office of any UK. Such documents are accepted without question by all visa centers in the northern neighboring country.
In addition, online paperwork is oftenallows you to save not only time but also money. First, you do not have to travel around the city, looking for the most profitable offer and the best insurance company. The conditions of various ICs can be compared without getting up from the sofa. Secondly, buying a policy online you can save up to a quarter of the cost. Indeed, the price does not include the cost of an insurance agent's salary, office rent and more. Also, with the remote registration of insurance, you exclude the possibility of imposing additional options on you, which the employee of the UK will almost completely try to do.
If you need insurance to Finland, the costit will directly depend on which program you prefer. Each IC forms its own package of offers, but in general, all policies can be divided into 3 large groups:
To any of the proposed packages you canadditionally select one or more items of your choice. For example, it is possible to add to the package “Economy” for an additional fee the service of sending home with your child’s accompanying person if you suddenly become ill and have to extend your stay abroad.
You can also add to any of the packages:
How much insurance costs to Finland depends primarily on which package you prefer.
There are a number of criteria that significantly affect the price of insurance:
As you understand, the more various factors will be included in the contract, the higher will be the total amount.
So called circumstances that increase the likelihood of an extraordinary situation. Most often these include:
The presence of at least one of these factorsautomatically increases the cost of insurance. But do not hide anything. If the client provides false information about himself at the time of the policy, his actions will be considered fraud. Talk about getting compensation in this case is not necessary.
If you are too lazy to look for offers yourselfvarious insurance companies, it is most convenient to use the services of the Cherehapa service (cherehapa.ru). To find the best deals you just need to fill in a small sign:
Service will independently select for comparisonThe most profitable offers from various insurance organizations. Without getting up from the couch, you can add or remove additional options and create exactly the package of services that suits you.
Отметим, что цены на страховки, оформленные на page of this service may sometimes be less than in the office. This is achieved through a special affiliate discount provided by insurers.
Choosing the right IC and forming the right packageservices, it is enough to pay for the policy in a convenient way for you. Within several minutes after receipt of the money, a ready policy will be sent to your email address. It can be printed and carried with you, but it will also be available around the clock in your personal account.
Is insurance for a visa to Finland already necessary? Maybe you can not buy it?
It is possible, but in this case you will not go anywhere. You just will not be issued a visa, because the presence of an insurance document is an indispensable condition for obtaining permission to enter.
It is fair to say that employeesThe border guards are often not at all interested in having an insurance document. So if you already have a visa, you can try to slip without a policy. But in practice, doing this is strongly discouraged.
First, if anything happens to you, you will have to pay for the treatment yourself. And this, believe me, is very expensive.
Secondly, if you get caught, it will be considered that you have violated an important requirement of the EU countries. In the future, you may have problems visiting Finland and other Schengen territories.
Чтобы страховка в Финляндии отработала себя по full, you need to know what to do when the insured event. All SC, entering into a contract, must prescribe the procedure for action in the event of an emergency situation. Observe it must be strictly. Any deviation from the prescribed rules is fraught with a refusal to pay compensation.
First of all, you need to contact the operatorservice by phone specified in the policy, and to tell about the trouble that occurred. Next, you need to clearly perform everything that say the employee of the UK. Most often, the employee of the insurance organization calls the clinic itself, which you need to contact, and may even call an ambulance, if necessary. To avoid misunderstandings, on arrival at the clinic, it is best to know in advance the list of procedures you are going to do and to coordinate it with your IC. Otherwise, there may be surprises in the process of paying you compensation.
