Changes in the sphere of banking activity in connectionwith technological progress has long been visible. One of the innovations is to get a credit for a card. Thus, it is easier for the bank to monitor the financial condition of the borrower.
Russian Standard Bank". Postage card. How to get?
Suppose you are just 18 years old andYou urgently need money. You can contact the bank and go through the procedure of processing and checking your candidacy in order to get a credit on the card. This can be done both online, without leaving your home, or by visiting Russian Standard Bank. To do this, you will first have to contact the dean's office or the accounting department of your school to provide the organization with the necessary information about your ability to pay. The student's postcard, the reviews about which are rather contradictory (depending on the narrator), will come to your dean's office after checking all the personal data.
Student Card: Dignity
Student postcard ("Russian Standard"),Reviews about which you can read on the Internet is very beneficial. She has a grace period when the withdrawn funds can be redeemed without paying interest. The only restriction for getting it is age. If you are studying in the first year, you will have to wait until you move on to the next one, because no one will issue a card to you. It seems that you are very well versed in the Internet, so after receiving a credit card you will be able to track your payments and loan terms in the online service of the bank. Moreover, having another account (scholarship, deposit) on hand in the same organization, you can transfer funds between your cards, thus repaying the debt (this service is invalid if your credit card and deposit / scholarship card from different banks). You have to agree that the payment of the loan becomes quite convenient, you don’t even have to leave the house. In the absence of another Russian Standard card, it will be possible to repay the debt at a bank branch or, having paid a commission, use the services of other organizations that will transfer money to your account.
Student credit postal card: reviews and shortcomings in use
The downside to this type of loan isimpossibility of withdrawing funds without commission. However, if you have already paid all your debts, personal money is withdrawn without any interest. Another unpleasant moment when concluding an agreement with the Russian Standard Bank is the card maintenance fee, which is 200 rubles. True, she charged only one year. In addition, it should be noted that the postal card, reviews of which are quite numerous, is subject to a serious commission for using funds. Therefore, before using this service, it is recommended to familiarize yourself with interest rates.
