Payment card Visa Electron Sberbank allowsits owner can pay in the trading terminals and receive funds using ATMs in many countries of the world. It can be obtained by any resident of the Russian Federation who has reached the age of fourteen in the city branch of Sberbank at the place of its registration. And in some cases - in other branches and branches of the bank. Visa Electron Sberbank cards are basic and additional. Their main difference is a more in-depth set of functions for additional. In addition, it can be owned by a non-resident of the Russian Federation. However, to obtain an additional card, you will need a written statement from the owner of the principal. They can also receive relatives of the owners of the main cards.
Fairly cheap to maintain payment cardVisa Electron Sberbank is an affordable opportunity for a large number of Russian citizens to meet their needs for simple financial transactions, which include such functions as:
Currency versatility cards
In addition, Visa Electron Sberbank isa multicurrency payment instrument, that is, the card account can have both rubles, US dollars and euros, at the choice of the owner. The validity of the card is limited to three years, and the cost of maintenance - 300 rubles per year.
Simple set of functions
However, along with the many benefitsthis card also has some drawbacks arising in connection with the provision of only the basic functions of the payment instrument for its owner. One of the most acutely identified disadvantages is the impossibility of securing an account to the financial systems of online stores in Europe and the USA. For example, for carrying out settlement activities with the international electronic payment system Paypal Visa Electron, Sberbank, although it has an account in dollars, will be technologically simple. This is due to the various restrictions of banks on conducting independent online card transactions. In addition, with the feature of checking the CVC code (Card Verification Code), which, in turn, it is absent. But one should not be wasted on such an insignificant reason, because, if necessary, Sberbank can provide other electronic payment cards that have a deeper list of functions, including the possibility of cooperation with Paypal, eBay, and other Western organizations.
Reasonable price
Owner of Visa Electron Sberbank, not havingthe need to communicate with various foreign payment systems will be much cheaper to manage the content of a more simplified, but quite satisfying device needs.
All the more so today are a little expensive servicesassociated with any financial transactions. However, no one asks to splurge on the functions of these services that are completely unnecessary for the client of the bank. And in today's economically unstable, crisis time this kind of recklessness, of course, is meaningless.
