Plastic card is convenient paymentA tool that allows its owner to have round-the-clock access to the account. It is used for non-cash payments, including online purchases, as well as for transfers, cash withdrawals. How to pay by card in the store, is told in the article.
In Russia the most popular are paymentVisa and MasterCard. The card has standard dimensions (86х54х0.76 mm). There is a data carrier on it - a magnetic strip or a chip with a microprocessor. With each card, payment for goods and services occurs with a small difference.
Cards can be:
Each type of cards is in demand in moderntime. In which stores can I pay by card? Plastic is suitable for all trade establishments, where there is a special terminal. Every day more and more stores connect this device.
Plastic cards have many advantages compared to cash. These include:
These advantages stimulate people to make out cards. Most of modern banks are engaged in their issue.
All plastic holders need to know howpay with a bank card in the store? To do this is much more convenient than with cash. She can pay bills not only in the store, but also in a restaurant, shopping center, trade and service organization, where there is a POS-terminal.
How to pay with a card in the store, if on itis there a magnetic strip? To do this, it must be carried out through the terminal's reader, and then enter the pin code or sign on the check. Such cards gradually come out of everyday use.
And how to pay with a card in the store, if there is a chip on it? It is necessary to insert plastic into the POS-terminal of the POS-terminal until it stops. The front side should be at the top. You must enter a PIN code.
How to pay with a card in the store, if itworks on contactless payment technology? If there is such a function on the terminal, you should touch the card reader with the wave icon. If the purchase is not more than 1000 rubles, then entering the pin code is not required. These are all the answers to the question of how to pay with a card in the store?
Есть ли выгода при оплате безналичным платежом?This is useful when there is a cacheback function. CashBack involves getting back into the account a portion of the amount spent. It can be bonuses or real money. There are banks that return up to 10% of acquisitions in specific stores.
Can I pay by credit card instore? Such plastic is suitable for payment in the event that the account contains funds. This is the bank money given to the client on loan. Such cards are also suitable for payment on the Internet.
How to pay by credit card in the store?The plastic is inserted into the terminal, the pin code is entered, after which 2 checks are issued - for the seller and the buyer. To pay for goods on the Internet, you should fill in the information on the seller's website and check its reliability.
Оплачивать пластиком можно и в интернете.After selecting the desired product, you should go to the payment section. It is important to make sure that the amount for payment is the same as in the order. If everything is correct, you need to enter information about the card:
After payment, an SMS message confirming the operation is received. It should be remembered that the PIN code should not be provided for remote operations. You do not need to provide information about this password.
You can pay for goods and services in othercountries? This is possible with such payment systems as MasterCard International, Visa International, American Express. Cards issued by Sberbank of the Russian Federation can be used not only in Russia. In other countries, you can withdraw cash through Visa and MasterCard, except Sberbank-Maestro "Student", Sberbank-Maestro "Social", Sberbank-Maestro "Momentum".
A lot of disputes between the client and the seller arisebecause of the documents. Often, users refuse to provide a passport. For example, you should pay attention to the differences in the wording on the use of payment cards OTP Bank:
It turns out that the store cashier as candemand a document, and no. It is necessary to take into account the opinion of the acquiring bank (terminal organization). The treaty often specifies a minimum, exceeding the required passport. There may be points where the seller can claim the document if there are suspicions.
Passport checks are often carried out bythe initiative of the cashier, because in case of a dispute, he is charged with damages. But an employee of the DSA may refuse to service if the client does not provide the document. Passport is usually not required to show in the case of entering a PIN code.
If you need to sign the receipt after payment, thenshould check the amount, date, plastic number. This document confirms the operation. Receipt must be saved. The storage period is about the same at banks (for example, at OTP Bank and Sberbank it is 6 months).
Although modern cards are protected, yet users need to follow some safety rules:
Following these simple rules will keepown funds. Cards are accepted for payment in most modern stores. The payment procedure is very convenient and secure, which is why more and more people are switching to cashless payments.
